In Florida, Mortgage Brokers and Mortgage Lenders are regulated
by the Office of Financial Regulation under the Department of Financial
Services. The DFS has a website where you can look up licensed brokers,
brokerage businesses and lenders to check their status and if any
actions have been taken against them.
In Florida, the primary statue regulating mortgage loans is FS
494. Additionally, there are rules that are promulgated to implement
requirements of the law. Both can be found at links below.
Links to state statutes
Rules:pdf
Statutes pdf
The Federal Trade Commission publishes various booklets about consumer credit. This page also contains information that provides guidance to brokers and lenders on advertising and recent FTC actions www.ftc.gov
The Department of Housing and Urban Development home page provides extensive consumer information at: www.hud.gov/news.html